Buying your first home is a big step, and it can feel overwhelming—especially in a vibrant community like Pueblo West, CO. At OakRidge Homes, we’re committed to making this journey exciting and stress-free. With decades of experience crafting personalized homes in Pueblo West, we’re here to guide you every step of the way. This first-time homebuyer’s guide will help you get organized, explore our floorplans, learn about our exclusive financing offers, and discover why Pueblo West is the perfect place to call home.

Getting Your Ducks in a Row

Before you start touring model homes, it’s smart to lay the groundwork. Here’s how to prepare:

1. Assess Your Finances

Start by reviewing your budget. Look at your income, savings, and monthly expenses to determine what you can afford. Don’t forget to factor in utilities, HOA fees (common in Pueblo West communities), and maintenance. A good rule of thumb is to keep your monthly housing costs (mortgage, taxes, insurance) under 30% of your gross income.

  • Get Pre-Approved: Contact a lender to get pre-approved for a mortgage. This shows sellers you’re serious and helps you understand your price range. OakRidge Homes partners with Verne Larson at Advantage Home Mortgage to offer VA loans and more, tailored to first-time buyers.
  • Special Financing Offer: Ask about our current offer—a 1-1 temporary buydown! This means you’ll enjoy a lower interest rate for the first two years of your mortgage, resulting in lower initial payments and greater peace of mind as you settle into your new home.
  • Explore Loan Options: First-time buyers in Pueblo West can choose from various loans, like FHA (low down payment), VA (for military families, available through Advantage Home Mortgage), or conventional loans. Each has unique rates, terms, and sizes. Verne Larson and our team will help you find the best fit for your short- and long-term goals.

2. Create a Wish List

Think about what you need in a home, both now and in the next 5–10 years. Are you a young couple planning a family? A retiree looking for low-maintenance living? A military family needing space for frequent moves? Your lifestyle will shape your priorities.

Make a list with four categories:

  • Must-Haves: Non-negotiables like number of bedrooms or a fenced yard for pets.
  • Nice-to-Haves: Features like a two-car garage or a modern kitchen.
  • Neutral: Things you’re okay with either way, like flooring type.
  • Absolute Nos: Dealbreakers, such as a long commute to Colorado Springs.

Your wish list will evolve as you tour homes, but it’s a great starting point. Pueblo West’s proximity to Colorado Springs (45 minutes) and central Pueblo (15 minutes) makes it ideal for balancing work and lifestyle.

3. Research the Pueblo West Lifestyle

Pueblo West is more than a place to live—it’s a community with 300 days of sunshine, seven recreation parks, fishing, trails, and a golf course. It’s the safest community in Pueblo County, perfect for families, retirees, or anyone seeking a vibrant yet relaxed vibe. From farmers markets to local breweries, there’s something for everyone. Understanding the area helps you choose a home that fits your life.

Choosing the Right OakRidge Homes Floorplan

OakRidge Homes offers seven thoughtfully designed floorplans in Pueblo West, each customizable to your needs. Our small, expert team works closely with you to ensure your home reflects your style and budget. Below, we’ve outlined each floorplan to help you find the perfect match. All homes feature energy-efficient designs, open layouts, and high-quality finishes, tailored for Pueblo West’s sunny climate and active lifestyle.

The Belford

  • Square Footage: ~1,800 sq. ft.
  • Bedrooms/Bathrooms: 3 beds, 2 baths
  • Price Range: Starting in the low $300,000s
  • Highlights: Ideal for young families or first-time buyers, the Belford offers an open-concept great room flowing into a modern kitchen with a breakfast bar. The master suite includes a walk-in closet, and the two-car garage is perfect for outdoor gear. Customize with options like a covered patio for enjoying Pueblo West’s sunny evenings.
  • Best For: Budget-conscious buyers seeking a cozy yet functional home.

The Ellingwood

  • Square Footage: ~2,100 sq. ft.
  • Bedrooms/Bathrooms: 4 beds, 2.5 baths
  • Price Range: Starting in the mid $300,000s
  • Highlights: Designed for growing families, the Ellingwood features a spacious great room, a formal dining area, and a kitchen with a large island. The upstairs includes a versatile loft space, perfect for a home office or playroom. Add a fireplace or upgraded countertops to make it your own.
  • Best For: Families needing extra space and flexibility.

The Challenger

  • Square Footage: ~2,400 sq. ft.
  • Bedrooms/Bathrooms: 4 beds, 3 baths
  • Price Range: Starting in the high $300,000s
  • Highlights: The Challenger is a two-story plan with a luxurious master suite, including a spa-like bathroom and dual closets. The open kitchen connects to a bright living area, ideal for entertaining. Optional upgrades include smart home features or a three-car garage for extra storage.
  • Best For: Move-up buyers or those who love hosting gatherings.

The Wetterhorn

  • Square Footage: ~1,600 sq. ft.
  • Bedrooms/Bathrooms: 3 beds, 2 baths
  • Price Range: Starting in the high $200,000s
  • Highlights: Perfect for retirees or small families, the Wetterhorn is a single-story plan with a compact yet efficient layout. The open living area flows into a modern kitchen, and the master suite offers a private retreat. Customize with energy-efficient appliances or a low-maintenance yard.
  • Best For: Those seeking affordability and single-level living.

The Huron

  • Square Footage: ~2,000 sq. ft.
  • Bedrooms/Bathrooms: 3 beds, 2.5 baths
  • Price Range: Starting in the low $300,000s
  • Highlights: The Huron blends style and practicality with a bright great room, a gourmet kitchen, and a flexible bonus room. The master suite includes a large walk-in closet, and the two-car garage fits Pueblo West’s outdoor lifestyle. Add a solar package for energy savings.
  • Best For: Professionals or families wanting modern amenities.

The Lyndsey

  • Square Footage: ~2,200 sq. ft.
  • Bedrooms/Bathrooms: 4 beds, 2.5 baths
  • Price Range: Starting in the mid $300,000s
  • Highlights: The Lyndsey offers a spacious open floorplan with a large kitchen island, perfect for family gatherings. The upstairs laundry room adds convenience, and the master suite features a luxurious bathroom. Customize with smart thermostats or a backyard deck.
  • Best For: Families prioritizing comfort and convenience.

The Lyndsey II

  • Square Footage: ~2,300 sq. ft.
  • Bedrooms/Bathrooms: 4 beds, 3 baths
  • Price Range: Starting in the high $300,000s
  • Highlights: An upgraded version of the Lyndsey, the Lyndsey II includes premium features like a larger master suite with a soaking tub, an expanded great room, and an optional gourmet kitchen package. The third bathroom adds versatility for guests or extended family.
  • Best For: Buyers seeking premium finishes and extra space.

Each floorplan can be personalized at our Design Center, where you’ll choose everything from countertops to flooring. Our team ensures your home fits your budget while delivering the quality Pueblo West homeowners expect.

Navigating the Homebuying Process with OakRidge Homes

Once you’ve chosen a floorplan, here’s what to expect:

  • Meet Your Sales Counselor: Our team will learn about your needs, guide you through floorplan selection, and connect you with Verne Larson at Advantage Home Mortgage for financing. They’ll answer questions about Pueblo West’s amenities, like nearby trails or dining options.
  • Customize Your Home: Visit our Design Center (in-person or virtually) to pick finishes, appliances, and upgrades. Want a fenced yard for your dog or a smart thermostat for energy savings? We’ll make it happen.
  • Secure Financing: Work with Verne Larson to finalize your mortgage and take advantage of our 1-1 temporary buydown offer. We’ll keep you updated on timelines and requirements.
  • Build and Inspect: Watch your home come to life with regular updates from our builders. We conduct thorough inspections to ensure quality.
  • Move In: Celebrate your new home in Pueblo West! We’ll walk you through every feature and provide a 10-year limited warranty for peace of mind.

Why Pueblo West and OakRidge Homes?

Pueblo West offers an unbeatable lifestyle—close to Colorado Springs and Pueblo, yet with a small-town feel. Enjoy outdoor adventures at Lake Pueblo State Park, golf at Desert Hawk, or local events like the Pueblo West Balloon Festival. OakRidge Homes builds for this lifestyle, with energy-efficient features to keep utility bills low and open floorplans perfect for entertaining.

Our first-time homebuyers, like Sarah and Mike, share:

“As first-time buyers, we were nervous, but OakRidge Homes made it easy. Jim and Tom answered all our questions, and Verne Larson helped us secure a VA loan with the 1-1 buydown. Our Belford floorplan with a patio for BBQs is perfect for our Pueblo West life!”

Get Started Today

Ready to find your dream home in Pueblo West? OakRidge Homes is here to make it happen. Explore our floorplans online, create your wish list, and schedule a showing to see models like the Belford or Lyndsey II in person. Contact our team at oakridgehomesco.com or call us to start your journey. With OakRidge Homes and our financing partners like Verne Larson at Advantage Home Mortgage, your first home will be built for you, your lifestyle, and your budget—right here in Pueblo West.

Disclaimer: Prices, availability, and financing offers are subject to change. The 1-1 temporary buydown is subject to lender approval and program terms. Contact OakRidge Homes or Verne Larson at Advantage Home Mortgage for current floorplan prices, homesite premiums, and financing details. Financing terms depend on credit approval and lender requirements.